Georgia plan to block the federal ACA insurance exchange draws criticism

About 460,000 Georgians have signed up for insurance plans under the Affordable Care Act, most of them through the federal exchange. The website allows people to shop and compare insurance plans, knowing the price they’ll actually be charged after federal subsidies are added for their income level. All the insurance plans available to them and the final premiums for each are presented at once so shoppers can compare.

Kemp’s proposal asks the federal government to waive the ACA requirement that Georgia participate in that website or create its own exchange website. Instead, Georgians would be diverted to contact information for private insurance agents and brokers, health insurance carriers and online broker websites that offer plans.

Kemp’s proposal contends that the change would give Georgians a wider range of health insurance choices. Those who don’t want robust insurance plans could buy skimpier plans. They wouldn’t get subsidized, but with low

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Lost your health insurance in the pandemic? These are your options

Since coronavirus lockdowns began in early March, record numbers of Americans have been laid off or furloughed from their jobs.

In April, the unemployment rate soared to 14.7% — the highest it’s been since the Great Depression — and this summer, more than a million new applications for unemployment benefits are still being filed each week.

To make matters worse, many who have lost their jobs also have lost their employee health benefits amid the largest global health crisis in modern times.

That happened to an estimated 5.4 million U.S. workers between February and May, according to a study by the advocacy group Families USA. That’s far more than the 3.9 million who became uninsured during a full year of the financial crisis in 2008 and 2009.

If you’ve just lost your employee health insurance, you may be tempted to put off getting a new policy, especially if you’re in

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What Is a Health Insurance Premium?

When it comes to paying for health insurance, it’s important to understand your health insurance premiums, including how much you’re paying each month and their impact on your overall health care expenses.

Savvy health care consumers should consider ways to reduce the cost of premiums but also understand that they are just one component of medical costs, which can include deductibles, copayments and other fees.

Looking to understand these payments and how to lower their cost? Here’s what to know about health insurance premiums.

[Read: What Is Open Enrollment for Health Insurance?]

What Is a Health Insurance Premium?

Simply put, a health insurance premium is the regular fee paid to the insurance company or health plan to maintain coverage.

Make sure you understand how and when your premium is paid to ensure you’re keeping your insurance coverage active. If you access insurance through your employer, premiums may be automatically

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As millions lose health insurance, Trump administration offers little help

President Trump and Seema Verma, the head of the Centers for Medicare and Medicaid Services, at a White House meeting in 2017, have taken few steps to alert consumers to their options for health coverage. <span class="copyright">(Evan Vucci / Associated Press)</span>
President Trump and Seema Verma, the head of the Centers for Medicare and Medicaid Services, at a White House meeting in 2017, have taken few steps to alert consumers to their options for health coverage. (Evan Vucci / Associated Press)

As millions of people lose jobs in the coronavirus outbreak, jeopardizing their health benefits, the Trump administration and many states are doing little if anything to connect Americans with other insurance coverage.

The U.S. Health and Human Services Department hasn’t launched any special effort to publicize the availability of Medicaid, the Children’s Health Insurance Program or health plans being sold on marketplaces created by the Affordable Care Act.

And federal officials haven’t made any substantial new commitment of money for outreach or to help people enroll in coverage.

In California and 11 other states that operate their own insurance marketplaces, state governments have created special enrollment periods to give people

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4 things students should know about their health insurance and COVID-19 before heading to college this fall

<span class="caption">College students should weigh their health insurance options if they take in-person classes this fall.</span> <span class="attribution"><a class="link rapid-noclick-resp" href="" rel="nofollow noopener" target="_blank" data-ylk="slk:Geber86/GettyImages">Geber86/GettyImages</a></span>
College students should weigh their health insurance options if they take in-person classes this fall. Geber86/GettyImages

As colleges and universities decide whether or not to reopen their campuses this fall, much of the discussion has focused on the ethics behind the decision and the associated health risks of in-person instruction.

As a researcher who studies health insurance policy, I see two important gaps in this discussion: 1) Who should pay the cost of treating the inevitable COVID-19 cases that will occur; and 2) What do college students need to know about their coverage?

Here are four things I think every college student – and those who care about them – should know about health insurance coverage when it comes to COVID-19.

1. Weigh coverage options

If you’re covered under a student health insurance plan through your school, it may be worth considering whether that is still your best option. The

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Surgery, Advantages, Risks, and Insurance Questions

Despite improvements in dental care, millions of Americans suffer tooth loss — mostly due to tooth decay, periodontal disease, or injury. For many years, the only treatment options available for people with missing teeth were bridges and dentures. But, today, dental implants are available.

What Are Dental Implants?

Dental implants are replacement tooth roots. Implants provide a strong foundation for fixed (permanent) or removable replacement teeth that are made to match your natural teeth.

What Are the Advantages of Dental Implants?

There are many advantages to dental implants, including:

  • Improved appearance. Dental implants look and feel like your own teeth. And because they are designed to fuse with bone, they become permanent.

  • Improved speech. With poor-fitting dentures, the teeth can slip within the mouth causing you to mumble or slur your words. Dental implants allow you to speak without
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