Since coronavirus lockdowns began in early March, record numbers of Americans have been laid off or furloughed from their jobs.
In April, the unemployment rate soared to 14.7% — the highest it’s been since the Great Depression — and this summer, more than a million new applications for unemployment benefits are still being filed each week.
To make matters worse, many who have lost their jobs also have lost their employee health benefits amid the largest global health crisis in modern times.
That happened to an estimated 5.4 million U.S. workers between February and May, according to a study by the advocacy group Families USA. That’s far more than the 3.9 million who became uninsured during a full year of the financial crisis in 2008 and 2009.
If you’ve just lost your employee health insurance, you may be tempted to put off getting a new policy, especially if you’re in
When it comes to paying for health insurance, it’s important to understand your health insurance premiums, including how much you’re paying each month and their impact on your overall health care expenses.
Savvy health care consumers should consider ways to reduce the cost of premiums but also understand that they are just one component of medical costs, which can include deductibles, copayments and other fees.
Looking to understand these payments and how to lower their cost? Here’s what to know about health insurance premiums.
[Read: What Is Open Enrollment for Health Insurance?]
What Is a Health Insurance Premium?
Simply put, a health insurance premium is the regular fee paid to the insurance company or health plan to maintain coverage.
Make sure you understand how and when your premium is paid to ensure you’re keeping your insurance coverage active. If you access insurance through your employer, premiums may be automatically
As millions of people lose jobs in the coronavirus outbreak, jeopardizing their health benefits, the Trump administration and many states are doing little if anything to connect Americans with other insurance coverage.
The U.S. Health and Human Services Department hasn’t launched any special effort to publicize the availability of Medicaid, the Children’s Health Insurance Program or health plans being sold on marketplaces created by the Affordable Care Act.
And federal officials haven’t made any substantial new commitment of money for outreach or to help people enroll in coverage.
In California and 11 other states that operate their own insurance marketplaces, state governments have created special enrollment periods to give people
4 things students should know about their health insurance and COVID-19 before heading to college this fall
As colleges and universities decide whether or not to reopen their campuses this fall, much of the discussion has focused on the ethics behind the decision and the associated health risks of in-person instruction.
As a researcher who studies health insurance policy, I see two important gaps in this discussion: 1) Who should pay the cost of treating the inevitable COVID-19 cases that will occur; and 2) What do college students need to know about their coverage?
Here are four things I think every college student – and those who care about them – should know about health insurance coverage when it comes to COVID-19.
1. Weigh coverage options
If you’re covered under a student health insurance plan through your school, it may be worth considering whether that is still your best option. The
Despite improvements in dental care, millions of Americans suffer tooth loss — mostly due to tooth decay, periodontal disease, or injury. For many years, the only treatment options available for people with missing teeth were bridges and dentures. But, today, dental implants are available.
What Are Dental Implants?
Dental implants are replacement tooth roots. Implants provide a strong foundation for fixed (permanent) or removable replacement teeth that are made to match your natural teeth.
What Are the Advantages of Dental Implants?
There are many advantages to dental implants, including:
Improved appearance. Dental implants look and feel like your own teeth. And because they are designed to fuse with bone, they become permanent.
Improved speech. With poor-fitting dentures, the teeth can slip within the mouth causing you to mumble or slur your words. Dental implants allow you to speak without
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TUT’s new promotional video titled Evaluation is the essential factor to the long run” takes you on a breath-taking seen journey into the world of science, retracing the financial historic earlier of Tampere and reaching for the celebrities to provide a glimpse into the way through which forward for scientific exploration. As a service to our readers, Harvard Well being Publishing provides entry to our library of archived content material. Please notice the date of final evaluation on all articles. No content on this website, no matter date, should ever be used as an alternative to direct medical advice from your doctor or different certified clinician.
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The phrase “well being” refers to a state of complete emotional and physical well-being. We offer information on aged care providers to older individuals, carers, service suppliers, assessors and different well being professionals. With 9,000 leaders and 21,000 care exchanges daily, spreading hope and happiness is core to our folks and purpose as a not-for-revenue, social enterprise.
Information of your symptoms and care keep in your phone. Plus, Okay Well being complies with both HIPAA + GDPR, the world’s main requirements for information security and privacy. We use anonymized data to make the app smarter, however we are going to never promote, hire, or share your personal health data.
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